Financing
Affordable HVAC Financing in Fair Oaks
Flexible financing options to make your HVAC upgrade comfortable for your budget.
Flexible Payments
Low monthly payments that fit your budget with competitive interest rates.
Quick Approval
Apply and get approved quickly so your installation can begin without delay.
Plain-Language Terms
We walk you through the amortization and any promotional-period conditions before you sign.
Finance Partners
Lenders We Work With
We partner with established HVAC financing companies so you can choose the plan that fits your budget. Ask us which option makes sense for your project.
0% Financing on Heat Pump Installs
Qualifying households finance a new heat pump HVAC system at 0% APR for up to 10 years (2% APR for 10 to 15 years), up to $30,000, with no property lien and no hidden fees, through GoGreen Home, the State of California's energy financing program. Alpha Mechanical is a participating GoGreen contractor.
Who qualifies (all three)
- Address in a Priority Populations zone on the California Climate Investments map
- Household income of $150,000 or less
- Installed by a participating GoGreen contractor
Regions Bank
Home Improvement Financing
- Established lender (formerly EnerBank USA)
- Fixed-rate installment loans for home upgrades
- Same-day credit decisions in most cases
- Promotional same-as-cash and reduced-rate options when available
Wells Fargo Home Projects
Heating & Cooling Financing
- Convenient monthly payments
- Competitive interest rates
- Online bill pay
- Pay-over-time flexibility
Get Started with Financing
Contact us to discuss financing options for your HVAC project. We'll help you find the right plan for your budget and get you comfortable fast.